The HSBC Group commenced its operations in Malta in 1999, with the acquisition of a 70% shareholding in HSBC Bank Malta p.l.c.
At HSBC we listen to our customers and we care about their needs. We have developed a range of innovative products and services to manage money, transfer money, invest money and create wealth.

See below for an outline of our comprehensive list of Personal Banking products and services.

Fund Management

HSBC Fund Management (Malta) Ltd manages a range of domestic and international funds. The company also specialises in the development of innovative investment products catering for a wide range of personal investors.

Life Assurance

Whatever your questions about life assurance, it's reassuring to know that HSBC Life Assurance (Malta) has all the answers. Clear and honest answers, which are relevant to your needs and which you can understand. Above all, we will give you answers which will enable you to make the right decisions.

Home Loans

We aim to provide a Home Loan service that is tailor-made for each customer. That is why we will make an in-depth assessment before recommending a specific Home Loan package to you.

Maxicredit

Most probably your home will be the biggest investment you will have ever made. If you have owned your property for a long time (your home or summer residence), it is likely that your home is now worth much more than the amount you have borrowed against it. The difference between the value of your home and the outstanding loan is known as the equity.

You can use this equity as security to borrow from the bank. If the amount you need to borrow is substantial it may prove difficult for you to afford the monthly repayments on a 5-year Flexicredit.

With a Maxicredit Loan you can borrow using your property as security.

Flexicredit Loan / Overdraft

If you need to borrow money, for any purpose, simply ask for a Flexicredit loan or overdraft. Flexicredit has been specially designed to provide you with that extra amount of money, without stretching your budget.
Apply for any amount between Lm 250 and Lm 25,000 and repay with fixed monthly repayments over a maximum period of 5 years.

Yacht Finance

Our Yacht Finance Loan is ideal if you want to borrow to purchase the boat of your dreams.

What’s more you can do this without charging your property to the bank.

Credit and Debit Cards

A credit card gives you the financial flexibility and convenience you need to help you make your money go further.

A key part of everyday banking, it can help you to spread the cost of your purchases and manage your outgoings throughout the month.

Savings and Current

Managing your money can be a bit of a headache. You get your pay, you make regular payments and save some money for a rainy day, earning interest in the process.

We can help you manage your money and make the most of it.

Private Clients

HSBC Bank Malta p.l.c. Private Clients was created to manage the financial affairs of wealthy individuals in Malta. Our strength, professionalism and international reach comes from being part of the HSBC Group, one of the largest banking organisations in the world. This world-wide exposure gives us the ability to train people to achieve the highest levels of customer service.

HSBC Premier

HSBC Premier is our exclusive banking service designed to meet all your personal financial needs.

HSBC Premier offers you a named relationship manager, global recognition through membership of an exclusive club and exclusive services that reflect your lifestyle.

Gold Account

As an HSBC Bank Gold Account holder you will enjoy the benefit of personal attention. From the moment you become a member, an experienced official in your branch will be designated to guide and assist you with some of your banking requirements.

This service is specifically designed to help you achieve your financial aspirations. One of our financial planning officers will work closely with you to understand your individual needs and tailor a comprehensive financial plan covering a range of products.

Treasurer Account

The Treasurer Account is purposely designed for the convenience of local based clubs, societies, charities, associations and philanthropic organisations which are not-for-profit making and regulated by a statute or similar rules and regulations.

Internet Banking

Our Internet Banking service puts you in control of your finances. It is convenient, quick, simple and highly secure giving you the freedom to conduct your banking anytime, day or night.
You can now do your everyday banking from home or the office.

Mobile Services

Mobile Services from HSBC Bank Malta plc is the ideal way to keep in touch with your banking and with the rest of the world. Through this service you may opt to receive SMS Alerts on your mobile phone whenever certain banking transactions involving your accounts, credit card or debit card occur.

PhoneBanking

Through our PhoneBanking Service, which is offered free of charge, we offer you another channel to handle your banking needs whenever convenient for you. Any time day or night.

International Banking

Whether you are a regular visitor, intend to work, retire in Malta or simply wish to relocate your investments while still living overseas, at the International Banking Centre you will always find the warm welcome the Maltese are so renowned for.

Yes 4 Graduates

Now that you've graduated, you may be considering starting your own business or practice, buying a new car or a home of your own. Once you join YES 4 Graduates you will be entitled to various benefits. These benefits may be availed of up to four years after graduation.

Yes 4 Students

Through our specifically designed Student package we will help you manage your money, provide you with a range of beneficial accounts and services and help you realise that keeping your finances under control can bring real benefits now and in the long term as well.